Here all some tools and calculators that you can use to see if a debt consolidation or management program can help relieve you of your overwhelming debt. Overwhelming debt can ruin more than just you credit, it can ruin your day to day life and relationships. If you have a problem with overwhelming debt, please use these tools to help you decide if a debt consolidation program will help you get your life back.

Minimum Payment Interest Calculator
Here is a minimum payment interest calculator that will show you how much interest you will end up paying if you make only the minimum required payment on your credit card on a monthly basis. It will also tell you how many minimum payments you will make before your balance is paid off.

Debt Payoff Calculator
Here is a debt payoff calculator that will allow you to enter in a date in which you want your balance paid off by. The date is computed by how much you will need to pay each month, in order to payoff your debt by the date you selected. You will need to enter in the amount owed, annual interest rate, and a year and month you want the debt paid off by. Then this calculator will calculate a monthly payment that you would have to pay, the amount of payments that you will have to pay, and the amount of interest that you will have to pay, before the debt will be paid off.

Debt Quiz
This simple quiz will let you know if there is a mild danger, a moderate danger, or a extreme danger that you bills have gotten out of control. You will be asked 11 questions and based on your answer, this quiz will let you know if you are in need of some kind of debt consolidaton or management program.